Digital Finance Blog

In 2021, the digitization of the banking world will accelerate significantly once again. In our webinars, we want to show what opportunities banks have to leverage this development for their business.

The second EU Payment Services Directive PSD2 has been fully in force for a good year. Time for ndgit, one of the pioneers in PSD2 compliance, to look back and forward.

Banks need to open up their backend systems and connect with third-party providers. Roger Wisler, Business Manager Switzerland at ndgit, reflects in a blog post about the core aspects of opening up banks as well as on the latest developments in Switzerland.

ndgit has been awarded as winner in the category "Best Banking Platform Germany 2020" at the International Business Magazine Awards. The aim of the award series is to recognize the best achievements of emerging companies in the international business and finance industry.

Over the past 18 months, one topic or acronym has been the main concern of the banking industry: PSD2 or tendered Payment Service Directive II. Driven by legal requirements, banks had to develop strategies and solutions to open their systems to third party providers [...]

Take a look at the ndgit API Platform version 2.0, now in a brand new design with enhanced functionality in the areas of team and stakeholder management, documentation and developer support.

What role does invisibility play for banks – especially in the area of tension of the platform economy? Today, established portals increasingly dominate customer perception. Mediated or integrated services of third parties lose their anchor point in the customers' consciousness. Are these developments a trap for banks or rather an opportunity?

Not all, but many, traditional banks are very busy with themselves. As a result, they’re often too distracted to confront external disruptors. It also means there's little time or consideration for their own disruptive evolution. There are just too many other things to tackle first.

An interview with ndgit’s CTO: Florian Pahl shares some ‘behind the scenes’ insights into ndgit’s research and development operations

Interesting interview between the Austrian online magazine economy.at and our CEO, Oliver Dlugosch, about Open Banking as a challenge to time-honoured financial institutions, current industry trends and his experience as FinTech entrepreneur.

Hypothekarbank Lenzburg (HBL) has come a long way from its establishment as a loan house in 1868 to a digital universal bank that is now leading the way in Open Banking in Switzerland. With the help of API technology partner ndgit, it has developed its own core banking system, Finstar, which is now open to third-party providers (TPPs) and is the first Open Banking platform in Switzerland to match PSD2 requirements.

Nils Elmark discusses the disruption in the banking environment and explains why financial executives must have bigger dreams. "They have to forget the past and leave the old business models behind and instead take the new FinTech and InsurTech tools on an adventure."