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Embedded Lending – Selling high-value goods online

The e-commerce market is booming and the segment of high-value goods such as cars, furniture or electronics in particular is currently growing rapidly. But many consumers cannot afford to simply pay cash for products in the price range of 5,000 to 50,000 euros. They are looking for a suitable payment option that can also be […]

Insights and outlooks after three years of PSD2

Launched 14th of September 2019, the European Second Payment Service Directive (PSD2) has now been in place for more than three years. Time for ndgit to have a look at the statistics, insights and outlooks of its PSD2 solution with the usage from Europe’s major banks in 36 productive instances and eight countries in EU […]

Growth of Open Banking worldwide

According to analysts, we may expect a continued strong growth for the open banking market. Thus, the global open banking market size will reach $135.17b by 2030, meaning a CAGR of 26.9%. Drivers of the expansion are the rise of open APIs, an increased adoption of innovative applications and services and the favorable government legislation. […]

The new boom market of Embedded Finance

One of the major trends of digitization is the reshaping of value chains with a focus on the perspective of the digital customer. Within this process, many companies concluded that financial services are an elementary add-on to their products, as they are related to most buying processes. This led to a booming market of Embedded […]

The magic ingredient: digital financing solutions help to build holistic full-service providers in the European car market

The largest European online car market, AutoScout24, enters the B2B business. With the purchase of AUTOproff, the leading European B2B marketplace for car dealers, Autoscout24 gains access to more than 43,000 dealers across Europe and opens up a completely new business area. More than 20,000 registered car dealers can buy and sell vehicles in real […]

Next level embedded finance platforms

Next level embedded finance platforms: From regulatory-driven to market-driven Open Banking infrastructure  The introduction of PSD2 has put pressure on banks to implement the Payment Service Provider Directive by the deadline of early 2018. The result was a boom for service providers specialising in the management of PSD2-relevant interfaces (APIs). Ndgit thus made it into […]

PSD2- und Standardisierungs-Trends für Banken

Agenda: PSD2 Basis APIs and their use Berlin Group Extensions to the NextGen PSD2 Standard (CoF Consent, Trusted Beneficiaries, Lean Push, AIS for savings & loans) Berlin Group Open Finance Use Cases (Request-to-Pay, Push AIS, Ressourcenstatusmeldung, …) Berlin Group Open Finance Ausblick (FAPI, KMU/Company)